PRIVACY POLICY
Welcome to FMS University. This Privacy Policy is a comprehensive legal agreement that governs the collection, storage, and utilization of personal data for all users, students, and visitors of our platform. We prioritize the confidentiality of your financial and personal identifiers as a core value of our institution.
By accessing our website, purchasing our Expert Advisors (EAs), or enrolling in our SMC, ICT, and CRT trading courses, you hereby consent to the practices described in this document. If you do not agree with any part of this extensive policy, you must cease use of our services immediately.
2. THE CATEGORIES OF DATA WE COLLECT
FMS University collects several layers of information to provide an elite educational experience while maintaining the security of our proprietary intellectual property:
A. Identity and Profile Data: This includes your full legal name, username, password (encrypted), and any biographical information you provide in your student profile or community forums.
B. Contact Information: Your primary email address, billing address, and phone number used for account verification, two-factor authentication, and the delivery of digital books and analysis.
C. Financial and Transactional Data: While we do not store full credit card numbers (which are processed by encrypted third-party gateways), we retain records of your purchase history, transaction dates, payment method, and total amounts paid for courses or EAs.
D. Technical and Analytical Data: To prevent unauthorized “course sharing,” account leaking, and piracy, we collect your Internet Protocol (IP) address, browser type and version, time zone settings, operating system, and unique hardware identifiers.
E. Usage and Engagement Data: We track your progress through our curriculum, including which video lessons you have watched, time spent on specific modules, quiz scores, and your interaction with our published chart analysis.
3. METHODS OF DATA COLLECTION
We utilize three primary methods to gather data to ensure a seamless user experience:
Direct Interaction: Information you manually input when purchasing a product, signing up for the “FMS University Newsletter,” or contacting our technical support team for assistance.
Automated Technologies: As you navigate the site, we use cookies, server logs, and tracking pixels to monitor site performance, ensure that your login session remains secure, and prevent unauthorized access to paid content.
Third-Party Verification: We receive data from payment processors (Crypto Gateways) to confirm that a transaction has been successfully completed, is not fraudulent, and matches the authorized user profile.
4. HOW WE UTILIZE YOUR INFORMATION
FMS University uses your data for the following essential business and educational purposes:
Service Delivery: To create your student account and provide uninterrupted access to the specific SMC, ICT, or CRT modules you have purchased.
EA Licensing and Authentication: To generate and verify the unique license keys for our Expert Advisors, ensuring they are only used by authorized purchasers and preventing illegal distribution.
Institutional Communication: To send you direct market updates, critical strategy shifts, and daily chart analysis to align your learning with live market conditions.
Security and Fraud Prevention: To monitor for suspicious login activity, “brute force” attempts, or efforts to download our proprietary content through unauthorized scripts or third-party tools.
5. DATA SHARING AND THIRD-PARTY DISCLOSURE
FMS University maintains a strict “No-Sale” policy regarding your data. We do not sell, rent, or trade your personal information to marketing firms or outside corporations. Your data is shared only under the following conditions:
Trusted Service Providers: We share necessary data with partners who help us run our website (cloud hosting providers, encrypted email delivery services, and payment processors) under strict confidentiality agreements.
Legal Necessity: If required by law, subpoena, or government order, we may disclose your information to comply with legal obligations or to protect the rights, property, and safety of FMS University and its student body.
Protection of Intellectual Property: We may share data with legal entities if we find evidence of piracy or unauthorized reselling of FMS University materials to protect our copyrights.
6. INTERNATIONAL DATA TRANSFERS
As the Forex market is global, our students reside in various countries. By using our platform, you acknowledge that your data may be transferred to and processed in countries where our servers are located. We take all necessary steps to ensure that your data is treated securely and in accordance with this Privacy Policy, regardless of your geographic location.
7. DATA SECURITY AND ENCRYPTION PROTOCOLS
We have implemented high-level security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way.
SSL/TLS Encryption: All data transmitted between your browser and our servers is encrypted using industry-standard Secure Socket Layer (SSL) technology.
Access Control: Access to your personal data is strictly limited to authorized administrators and essential support staff who have a legal and contractual duty of confidentiality.
Breach Protocol: In the event of a suspected data breach, we have procedures in place to isolate the threat, notify you via email, and report to any applicable regulator as required by law.
8. YOUR LEGAL RIGHTS
Depending on your location, you may have the following rights regarding your data:
Access: The right to request a copy of the personal data we hold about you.
Correction: The right to request that we correct any inaccurate or incomplete information.
Deletion: The right to request that we delete your data (subject to certain legal obligations, such as transaction records required for tax purposes).
Withdrawal of Consent: The right to unsubscribe from our educational and marketing emails at any time.
9. CONTACT INFORMATION
For any questions regarding this Privacy Policy or the handling of your data, please contact the FMS University Data Privacy Officer at: Email: info@fmsuniversity.com