By accessing, browsing, or utilizing the resources provided by Foreign Market Studies University (FMS University), you enter into a legally binding contract. These Terms and Conditions govern your use of our website, educational modules, PDF manuals, proprietary trading strategies (SMC, ICT, CRT), and Expert Advisor (EA) software. If you do not agree to every provision contained herein, you must immediately terminate your use of this platform.

2. COMPREHENSIVE RISK DISCLOSURE

• Substantial Risk of Loss: Trading in financial instruments, including but not limited to foreign exchange (Forex), stocks, and cryptocurrencies, involves a substantial risk of loss and is not suitable for all investors.

• Leverage Impact: The high degree of leverage available in these markets means significant losses, potentially exceeding your initial investment, are common.

• Market Volatility: No guarantees of profit are offered; past performance is never indicative of future results due to unpredictable market volatility.

3. EDUCATIONAL AND INFORMATIONAL SCOPE

• Strictly For Information: All content, analysis, strategies, and Expert Advisors (EAs) provided by FMS University are strictly for educational and informational purposes only.

• No Financial Advice: Nothing provided on this platform must ever be interpreted as financial advice, investment recommendations, or a solicitation to trade.

• Student Assessment: You must carefully assess your personal financial capacity and risk tolerance prior to engaging in any trading activity.

4. TOTAL EXCLUSION OF LIABILITY (THE “NO-LIABILITY” CLAUSE)

By utilizing our resources, you explicitly acknowledge and agree to the following limitations on our liability:

• Sole Responsibility: You are solely responsible for all trading decisions and any resultant financial outcomes.

• Exclusion of Damages: FMS University will not be liable for any loss or damage incurred from the use of, or reliance on, the information, mentorship, or Expert Advisors provided on this platform.

• Indemnification: You agree to indemnify and hold FMS University harmless from any claims, losses, or expenses resulting from your failure to manage risk or your reliance on the educational theories taught within the University.

5. INTELLECTUAL PROPERTY AND COPYRIGHT PROTECTION

• Ownership Rights: All content, material, analysis, and Expert Advisor software provided on this site are the intellectual property of Foreign Market Studies University (FMS University).

• Copyright Notice: Copyright © 2025 Foreign Market Studies University (FMS University). All Rights Reserved.

• Prohibition of Duplication: Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited.

• Anti-Piracy: Any student found sharing, reselling, or “leaking” FMS University content will face immediate account termination without refund and potential legal action for copyright infringement.

6. EXPERT ADVISOR (EA) AND SOFTWARE USAGE TERMS

• Technological Limitations: Our EAs are mechanical tools designed to assist in execution. FMS University is not liable for losses caused by technological failures, including but not limited to broker slippage, internet outages, or platform crashes.

• Non-Refundable Software: Once an EA file or license is delivered, it is considered a final sale as per our Zero Return Policy.

• Risk Management: We mandate that all users test any EA on a demo account for a minimum of 30 days. FMS University is not liable for losses incurred on live accounts.

7. UNAURTHORIZED THIRD-PARTY CHANNELS

• The “FMS Not Liable” Clause for Resellers: FMS University is aware of malicious third parties attempting to sell our products. FMS University is NOT liable for any loss or damage resulting from purchases made through unauthorized channels.

• Lack of Support: We do not provide updates, mentorship, or verification for any material obtained outside of our official website.